duedi : the investor’s toolkit

duedi – the investor’s toolkit is your companion for more effective investing. Use specialized calculators, run assessments and attend events to up your gains and make smart moves in the market.

Now available in English, Bahasa Malaysia and Simplified Chinese.

Get Smart With Risk


Risk Assessment – View the potential risk level of an investment

Project Evaluation – Systematic and objective assessment of an ongoing project or business and its likelihood of success

Loan Default Risk – Find out if you’re at risk of defaulting on loans during an economic crisis


Financial Calculators For Every Need


Loan Calculator – Get your monthly payments for any loans and the percentage against your income

Debt Servicing Ratio – Find out the ratio of your monthly liabilities against income

Rental Property Analysis – Determine if a property can generate positive rental yield

Rent To Own – If you’re interested to use rent-to-own payments for property, find out how much you’re really paying

Net Worth – Compares your current assets against liabilities to find your personal net worth

Investment Returns – Get the 5-year returns and doubling period for any investment

Financial Freedom Goal – Determine how much you need to invest and the average returns to be financially free

Unit Trust Investing – Find out how much you’re actually getting for a set unit trust investment

Stock Market Break-even/ROI – Find out your total costs and gains for a stock market investment

Dividend Passive Income – Determine how much of a dividend-paying stock you need in order to meet a passive income goal


Discover Events


Look for new investment opportunities near you or globally through our list of events, including promotional events and special sponsored deals specifically for duedi users.



TERMS OF USE

Thank you for using Duedi, a software product by Reactive Labs Sdn. Bhd. This is an app that provides financial calculators for a variety of uses. The results are meant for educational purposes only. The results are in no way conclusive and do not constitute investment advice.

Where appropriate, please seek professional advice from licensed persons. Duedi and Reactive Labs shall not be liable for any loss or damages arising out of or in connection with any usage of this app. Reactive Labs is not responsible for the content and conduct of events listed in the app.

Reactive Labs shall not be liable for any loss or damage arising out of or in connection with listed events.

Reactive Labs reserves the right to revise the terms and conditions at any time on its sole discretion.


PRIVACY STATEMENT

Thank you for using Duedi, a software product by Reactive Labs Sdn. Bhd. When you use our apps, you trust us with your personal information. We at Reactive Labs take your privacy very seriously. We will process your personal information according to this privacy statement and the Personal Data Protection Act 2010 of Malaysia. If you have any questions regarding this privacy policy, please contact us at privacy@reactivelabs.tech.

1. What information do we collect?

We collect the following data when you use the Duedi app:

a. your device’s IP address
b. device or browser characteristics such as device ID, model, operating system version and language preferences
c. details of when and where you used the app, based on network geolocation
d. other technical information
e. inputs and results for all toolkits If you choose to log in with your Facebook ID, Google ID, email or mobile telephone number, we will also collect that information. If you choose to enter demographic data such as age, gender, race and financial data ranges, we will also collect that information.

2. How do we handle social network logins? If you choose to log in using your Facebook ID, we will collect that information. We will also receive certain profile information such as name, e-mail address and friends list from the social network provider. We will only use this information as described in this privacy statement.

3. How do we use your information? We use your personal information based on legitimate business reasons to provide our services to you, to support and improve our services, to provide personalized services to you, and to send you marketing communications about current and future services we may provide to you. We also use your personal information to promote third party products, services or special offers through targeted advertising and to measure its effectiveness.

4. Will your information be shared with anyone? We create aggregated statistics on our users, their demographic data, usage patterns and toolkit results. These aggregated statistics do not include personally identifiable information. These aggregated statistics may be used internally and also shared with third parties located in Malaysia and outside Malaysia. We may also use third party advertisers to serve ads when you use our apps. These advertisers may use tracking technologies such as web cookies in order to provide advertisements on products and services of interest to you.

5. Do we collect information from minors? By using Duedi, you represent that you are at least 18. If we become aware that we have collected personal information from users less than 18 years of age, we will deactivate the account and take reasonable measures to delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us at privacy@reactivelabs.tech.

6. How do we keep your information safe? We have put in place the necessary technical and organizational security measures to protect the security of any personal information we process from unauthorized access, copying, modification or disclosure. You should only access our apps and services within a secure environment. Usage of our apps is at your own risk.

7. How can you contact us about the privacy statement? If you have any questions or comments about this privacy statement, please contact us via e-mail at privacy@reactivelabs.tech.